720: Seeing Greene: Why Interest Rates Don’t Matter As Much as You Think
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    <p>How important are <strong>mortgage rates</strong> to <a href="https://www.biggerpockets.com/guides/ultimate-real-estate-investing-guide"><strong>real estate investing</strong></a>? Should I take out as much <strong>depreciation </strong>as possible to lower my taxes? And what should I do when my <strong>DTI (debt-to-income) ratio is too high</strong>? You’ve got the questions, and David Greene has the answers! On this episode of<strong> Seeing Greene</strong>, David goes high-level, getting into the topics like <strong>real estate tax benefits</strong>, <strong>return on equity</strong> (ROE), and why <strong>loans and leverage </strong>are riskier than most rookies think!</p><p>We’ve got questions from house hackers, BRRRRers, multifamily and commercial investors, and more on this week’s Seeing Greene. First, we hear from a college student trying to <strong>house hack in an expensive housing market</strong>. Then, a family who has outgrown their space and wants to use<strong> creative financing</strong> to buy their next primary residence. And finally, a mother concerned that <strong>real estate investing </strong>could <strong>affect her children’s stability</strong>. Don’t know what you’d do in these situations? Then, stick around! David’s got the answers!</p><p>Want to ask David a question? If so<strong>, </strong><a href="http://biggerpockets.com/david"><strong>submit your question here</strong></a> so David can answer it on the next episode of Seeing Greene. Hop on the <strong>BiggerPockets forums </strong>and ask other investors their take, or <a href="https://www.instagram.com/davidgreene24/?hl=en"><strong>follow David on Instagram</strong></a> to see when he’s going live so you can hop on a live Q&amp;A and get your question answered on the spot!</p><p><strong>In This Episode We Cover:</strong></p><p><strong>How to house hack</strong> even in a high-priced housing market</p><p><strong>BRRRRing into a higher interest rate </strong>and when it makes sense to cash out</p><p><strong>Creative financing strategies </strong>and whether or not they’re worth using for residential real estate</p><p><strong>Margin loans </strong>and when it makes sense to take out <strong>leverage </strong>from your <strong>stock portfolio </strong></p><p><strong>ROI</strong> (return on investment) <strong>vs. ROE</strong> (return on equity) and how to value a primary turned rental property</p><p><a href="https://www.biggerpockets.com/real-estate-investing/house-hacking-strategy"><strong>House hacking</strong></a><strong>’s effect on family life</strong> and when moving isn’t worth the money</p><p><strong>Bonus </strong><a href="https://www.biggerpockets.com/blog/beginners-guide-depreciating-investment"><strong>depreciation</strong></a><strong> explained </strong>and the<strong> short-term gain, and long-term pain </strong>of big tax deductions</p><p>And <strong>So </strong>Much More!</p><p><strong>Links from the Show</strong></p><p><a href="https://www.biggerpockets.com/agent/match">Find an Investor-Friendly Real Estate Agent</a></p><p><a href="https://www.youtube.com/channel/UCVWDbXqQ8cupuVpotWNt2eg">BiggerPockets Youtube Channel</a></p><p><a href="https://www.biggerpockets.com/forums">BiggerPockets Forums</a></p><p><a href="https://www.biggerpockets.com/membership-types">BiggerPockets Pro Membership</a></p><p><a href="https://store.biggerpockets.com/">BiggerPockets Bookstore</a></p><p><a href="https://www.biggerpockets.com/blog/real-estate-investing-bootcamps">BiggerPockets Bootcamps</a></p><p><a href="https://www.biggerpockets.com/podcast">BiggerPockets Podcast</a></p><p><a href="https://bit.ly/biggerpocketsswag">BiggerPockets Merch</a></p><p><a href="https://www.biggerpockets.com/podcasts?utm_source=youtube&amp;utm_medium=description&amp;utm_campaign=none">Listen to All Your Favorite BiggerPockets Podcasts in One Place</a></p><p><a href="https://www.biggerpockets.com/podcasts?utm_source=youtube&amp;utm_medium=description&amp;utm_campaign=none">Learn About Real Estate, The Housing Market, and Money Management with The BiggerPockets Podcasts</a></p><p><a href="https://www.biggerpockets.com/investment-calculators?utm_source=youtube&amp;utm_medium=description&amp;utm_campaign=none">Get More Deals Done with The BiggerPockets Investing Tools</a></p><p><a href="https://www.biggerpockets.com/forums/521-real-estate-events-meetups?utm_source=youtube&amp;utm_medium=description&amp;utm_campaign=none">Find a BiggerPockets Real Estate Meetup in Your Area</a></p><p><a href="https://www.biggerpockets.com/users/davidgreene24?utm_source=youtube&amp;utm_medium=description&amp;utm_campaign=none">David's BiggerPockets Profile</a></p><p><a href="https://www.instagram.com/davidgreene24/">David's Instagram</a></p><p><a href="https://www.youtube.com/c/DavidGreeneRealEstate">David’s YouTube Channel</a></p><p><a href="https://www.biggerpockets.com/blog/beginners-guide-depreciating-investment?utm_source=youtube&amp;utm_medium=description&amp;utm_campaign=none">Understanding Rental Property Depreciation—A Real Estate Investor’s Guide</a></p><p><a href="https://www.biggerpockets.com/real-estate-investing/house-hacking-strategy?utm_source=youtube&amp;utm_medium=description&amp;utm_campaign=none">House Hacking 101—What It Is and How to Get Started</a></p><p><a href="https://www.biggerpockets.com/blog/debt-income-ratio-impact-investing-career?utm_source=youtube&amp;utm_medium=description&amp;utm_campaign=none">Your Debt-to-Income Ratio Can Make or Break Your Investing Career</a></p><p>Click here to check the full show notes: https://www.biggerpockets.com/blog/real-estate-720</p><p><em>Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Check out our </em><a href="https://www.biggerpockets.com/blog/sponsors"><em>sponsor page</em></a><em>!</em></p>
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